Disclaimer: On November 12, 2020, HHS finalized the Transparency in Coverage Rule that requires health insurers and group health plans to display certain pricing information in machine-readable files. The files are JSON format and are not easily human readable. The files are also not meant for determining benefits, personalized costs or plan details.
PHP is NOT responsible for the end user experience as the files are very large and experience may vary from user to user based on browser, internet speeds, bandwidth, and local hardware, for example. PHP is also NOT responsible for how these files are used or interpreted by third party vendors.