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Who's in Network?

Are you interested to see if your current doctor or hospital is in our network?  Choose an option below to get started.

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Travel Coverage

If you are traveling and an emergency occurs, contact the nearest emergency service.

It is a good idea to discuss with your doctor what to do in the event of an urgent medical situation before it happens. Being prepared and having information about existing healthcare conditions and any medications currently being taken is important. This information will assist the emergency healthcare providers in their choice of treatment options and can improve your likelihood for a healthy outcome.

Please show any provider your ID Card at the time of service. The network for use outside of Indiana is on the back of your card.

Products & Services

PHP offers a wide variety of products - perfect for any business.

To find out what product might be the best fit for your company, visit our Plan Finder tool to get started.

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Top 5 Reasons to Choose PHP

  1. We focus on quality, not profit – As a not-for-profit health insurance company, we have a true commitment to improve the quality of life in communities we serve.
  2. We are locally based – When it comes to health and wellness policies, the medical decision-makers at PHP are local physicians who understand the unique needs of Indiana families.
  3. We value giving back – PHP values community and gave nearly $1 million across 150 different charitable organizations in 2020.
  4. You can talk to real people – When you call PHP, you speak directly with a local, friendly member of our customer support staff.
  5. We make insurance PHP Easy – We understand that health insurance can be complicated – we make it PHP Easy with tools and resources to help you every step of the way.
PHP Health Tips

Take the stairs instead of the elevator. Every little bit adds up to better fitness.

Take Care of Your Employees

At PHP, we understand that caring for your employees is a top priority. We'll handle all the insurance stuff so you can get back to doing what you do best. Find the right plan now by answering a few short questions.

Find a Plan
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Member Discounts

Simply show your PHP ID card at one or more of the following organizations and receive a variety of special discounts just for being a PHP member.  That's PHP Easy!

  • OPS Fitness Club
  • The CULTure Gym
  • Fort Wayne Center for Learning
  • Curves
  • Noble Strength Gym
View All Discounts
Not to brag, but...
  • As a local company, we like to do business with other local companies to the extent possible. Having a health insurance company in the local community provides a great option for us. To have a health insurance company that handles local small businesses like ours is a great benefit to us, and to be able to have all of the services provided right here in Fort Wayne is a great benefit to our staff. We're happy to have a health insurance company that understands the needs of small, locally owned businesses in our community.

  • The value of the services offered and the local presence made PHP a great match for FWN and its employees. PHP's customer service is exemplary. As a result of wellness programs offered, specifically the weight loss program, we have employees who are more conscious of their health. Whenever I call, they are helpful and timely. Their employee benefits are especially beneficial for our company and the local presence makes a great partnership for us and the Fort Wayne community.

  • Neighborhood Health Clinic’s partnership with PHP spans over 20 years. PHP has remained consistent in providing our employees with great, hassle-free health insurance options, a wide range of participating providers so our employees have a choice, and a customer service department where you can actually speak to a live person and get questions answered. PHP’s physician-sponsored and not-for-profit roots really set it apart from other health insurance companies. The tenure and knowledge base of its staff are a real asset to the company. 

  • PHP’s commitment to their customers sets them apart from others. They understand that health care is complicated and work diligently to make it simple to understand and access. With an easy online portal to access account information and their unparalleled customer service, PHP is more than a just a health care provider, but a partner helping our firm provide quality, affordable and accessible healthcare to our employees. We wanted a company that provided options so our staff could choose the providers that they wanted to use, but also was accessible when our employees needed questions answered.  We have found that PHP continues to deliver both by providing thousands of providers to choose from and their customer service continues to be exceptional.

  • PHP is a proven, local company with an excellent reputation for customer service. We feel quite comfortable with the decision to switch to PHP, knowing that we will be well taken care of by their staff. They are devoted to ensuring that our organization and our employees have the best experience possible.

Find Your Plan

Ready to find the insurance plan that best fits your business' needs? Let us get to know you with a few quick questions and a PHP Sales Representative will help you find the perfect plan.

Try Plan Finder
Is Self-Funded for Me?

Groups of 25 or more are eligible to pursue self-funded plans as opposed to traditional group health plans. With self-funded plans, you can cut out the middleman and likely save money because of it.

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