Let's talk about the hidden gems your PHP full-risk and level-funded health plans have to offer. It's time to take full advantage and make the most of your health and wellness journey and your healthcare dollars.
1. Telehealth
In the age of technology, why not bring the doctor's office to your living room? Telehealth is like having a virtual health partner. Whether it's a minor concern or a routine check-up, you can connect with healthcare professionals from the comfort of your own space. It's convenient, efficient, and often covered by insurance. So, why wait in a waiting room when you can wait on your couch?
PHP members have access to Parkview OnDemand at no member cost sharing (free). The app is free to download and a great alternative to use for non-emergent health concerns such as:
- Cold, cough, and flu
- Allergies
- Pink eye
- Sore throat
- Respiratory issues
- Sinus problems
- Skin problems
- And more!
2. Member Discounts – Because You Deserve It
Guess what? Your PHP health insurance might come with a little bonus – member discounts! From gym memberships, local sporting events, community theater, family activities and other services − check out what exclusive deals are waiting for you and your family. Saving money while taking care of your health? That's a win-win!
3. Wellness Programs
Did you know that your health insurance provider could offer a personal wellness resource, too? Many PHP insurance plans offer wellness programs designed to help you reach your health goals. Whether it's weight management, stress reduction, or improving your fitness, these programs provide resources, support, and sometimes even rewards for your healthy choices. It's like having a cheerleader in your pocket!
PHP utilizes a tool called Get PHP Fit! This platform gives PHP members access to wellness tools that promote living a healthy lifestyle such as:
- Online health risk assessments
- Quarterly health challenges (chance to win prizes!)
- Track health stats and lab results
- Online health education and fitness classes
- Ability to set interactive goals
To access Get PHP Fit! Login to your PHP member account and navigate to Wellness Tools > Get PHP Fit! > GET PHP FIT! SITE.
4. Tobacco Cessation – Kick the Habit with Support
Quitting smoking is no easy feat, but PHP might just be the partner you need. PHP offers tobacco cessation programs to help you kick the habit. From counseling to medication support, these resources can significantly increase your chances of success. Your health matters, and saying goodbye to tobacco is a fantastic step toward a healthier you.
5. Preventive Care
Prevention is key! Don't forget to explore the preventive care options your health insurance provides. From vaccinations to screenings, taking advantage of these services can catch potential health issues early, making it easier to manage and treat. And many of these services are available with no member cost share when delivered by network providers. Stay ahead of the game and prioritize your well-being.
Login to your PHP member account and use the Preventive Services search tool to see what services are covered for you.
6. PHP Go! Mobile App
PHP has a secret weapon in the form of a FREE mobile app – PHP Go! This little gem is like a magic wand, putting health resources and tools right at your fingertips.
From easily accessing your ID cards and telehealth services to deductible and out-of-pocket expense tracking, this app makes it easier than ever to stay on top of your health game.
7. Treatment Cost Estimator & Price a Medication Tools
Being a savvy healthcare consumer isn't always easy. It's hard to know how much services are going to cost, and how to compare prices from one location to another. The good news? We're here to help with tools and tips to make the most of your insurance coverage
- Treatment Cost Estimator
Medical care can be costly and vary greatly depending on the facility and provider. Our online Treatment Cost Estimator provides estimates of both total costs and out-of-pocket expenses for common medical treatments and services. These estimates provide information to help you budget and select where you want to receive care. Log on to your member account and select My PHP > Treatment Cost Estimator. From there you can search using location, distance, service desired, and/or preferred doctor/facility. This feature is also available through the PHP Go! mobile app.
Price a Medication
Medications can also be a costly expense and PHP has a helpful tool for members to save money on their prescriptions. Our Price a Medication tool allows you to compare drug pricing from location to location, swap your prescriptions for over-the-counter drugs (if possible), use generic drugs (when possible), and try mail order to potentially save time and money. This tool is accessible in your PHP member account and in the PHP Go! Mobile app.
Your PHP health insurance is more than just a safety net for unexpected medical expenses, it's a toolkit filled with resources to support your well-being journey. So, take a moment to explore the extras – from telehealth to member discounts, wellness programs, tobacco cessation, and more. Your health is an investment, and these programs are here to help.
For questions about your PHP health plan benefits, contact PHP Customer Service.
Phone: 260-432-6690, ext. 11
Email: custsvc@phpni.com
Online Chat is also available through your member account weekdays from 8:00 AM - 5:00 PM.
